Kiva essay

Kiva is an international nonprofit company that was started in 2005.  Their goal is to help with poverty and give people better future. The way it works is someone in need of money asks for a loan and if the loan is approved to kiva for lenders to support.  Eventually the borrower will pay the loan.  Then the lender can either keep the money or lead it to someone else.  The efficient of Kiva is high because they have a 97.1% loan repayment rate.  They are rated 4 stars on Charity Navigator.  The reputation of Kiva is good because 1.7 million people from 84 countries have contributed.  One person I would lend $25 to is Alejandro.  He need a loan to provides maintenance for his olive tree crops so he can have a better harvest.  The area in Peru that he is from is a poor area and having a good olive crop would help him support his family.  My next person I would loan $25 to is Edita Sebastian.  she needs help to by the correct food to fed her cows to increase there cheese production.  She is also from a small city in Peru and one of the only ways to make money is to Farm and that limits her options on ways to make money.  I loaned $25 to both of those people.

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